Smart Money Holiday Guide: Gifts for $20 or Less

Gorgeous, Glam Earrings
Fab fashion site Pink Cherie has beautiful earrings in a multitude of styles, most of which go for $9-20. There are enough options here to please every woman in your life, while matching her individual taste, without breaking the bank.


Pretty Pink Perfume
Charlotte Russe is a moderately-priced clothing line that is still high on style pizzazz. With fragrances being all the rage, the women in your life will definitely appreciate receiving Refuge, a sensual scent in a funky, modern bottle. And for less than $11, you'll love it too!

Lady-Like Clutch Purse
Target is really stepping up its style game. You can buy a beautiful clutch purse for the woman in your life at this burgeoning fashion destination for as little as nine bucks. This is a safe yet fun gift, because you can never have enough of these elegant little purses, which can be mixed and matched with many different looks.

Natural Hair Care Goodness
Carol's Daughter Hair Milk was rated a Best of Sephora product for 2008. This all-natural product is packed with vitamins and nutrients for healthy, lustrous hair -- a steal for $18. Anyone interested in hair health and beauty (and who isn't?) will love it!

Carol's Daughter

A Great Shave
For the black men in your life, 'The Art of Shaving' book may seem like a godsend. Created by the esteemed company of the same name, this book is filled with tips, techniques and treatments that can help a man achieve the perfect shave -- which is perfect for black men with sensitive skin, prone to razor bumps. At only $17, this gift won't take a knick out of your savings.


Give Glowing Skin
For the skin care enthusiast in your life, the Alba Botanica Hawaiian Bath & Body Collection Gift Set will be a welcome addition to their body-buffing routines. At less than $15, you can afford to gift many loved-ones with beautiful, glowing skin.


Power-Packed Products
The Dr. Hauschka Skin Care Daily Body Care set is for your serious skin care fanatics who are not just washing to get clean, or buffing to get pretty. These people want deep-pore reactions to their products and the weight of the medical establishment to back up a product's claims. This gift set will do all of this and more for less than $20, and make you look like a cosmetology genius.

Twinkle Toes
The Zwilling Stainless Steel Toenail Clipper would be a great gift for any adult. At $19, it transforms a mundane task into a great grooming ritual.

The Gregarious Gift of Song
Almost everyone has an iPod or iPhone these days. A $20 gift certificate to pick up one's favorite tunes would be much appreciated and always remembered, every time those gifted songs are played. The minimum price for an iTunes gift card is $15, so why not take advantage and give a gift that may be low in price, but high in emotional value?

John D McHugh, AFP / Getty Images

Beauty & the Bulb
Grand Cru Amaryllis is a beautiful flower that grows to a huge size with almost no attention from a single bulb. This gift of beauty and wonder is perfect for anyone ranging from a gardener, to an office worker (for their desk), to a small child learning about growing things. Starting at less than eighteen bucks, after giving this gift you will still have some green of your own to spread around.