My father is a preacher, but he almost never preaches about money. I've never heard him asking for money on the pulpit, or mentioning that giving money to him is one of the keys to gaining access to heaven. But I don't presume that my father is right about all things, and given that I write about money on a regular basis, I have gained an appreciation for what financial resources can do to enhance your life. Also, one must be aware of the pragmatic realities of running a church: You have the building fund, bills to pay every month and any community service initiatives that the church chooses to pursue. The proper use of money can certainly enhance your ability to do God's work.
I am not one to say that a pastor shouldn't make a healthy income, even an income that is in the millions. But many Americans are having a hard time correlating the need for massive wealth with the desire to serve God. Money is a drug, and most of us know that drug addicts are not the most loyal among us. If a pastor spends too much time talking about money, then that obviously leads one to question whether they are speaking for a higher power or reaching for a higher paycheck. Also, given that part of the mandate of God is to help the poor, one wonders if a financially-obsessed pastor has any incentive to focus on helping those who have the fewest resources: one example is how several prominent New York pastors went against the wishes of their congregations and endorsed Mayor Michael Bloomberg after receiving large donations to their churches. At the very least, my upper lip crinkles when I see a pastor in a mansion with half the congregation struggling to pay the rent; that just doesn't make much sense to me.
Here are some thoughts and questions I have about money and the black church, some of which I will never fully understand:
1) Why would someone ask me to bring my W2 forms to church? More and more churches are starting to do this, but they won't be getting mine. No one's getting my W2 forms except the IRS. Even though most black churches are not asking for W2 forms, the request for such crucial financial information leaves the church dancing on the thin line between a legitimate religious organization and a good old fashioned cult.
2) Do I have to give money to the church or can I simply give it to charity? Can't you give to God by doing God's work and helping the poor, or must all that money go directly to the pastor first? What would Jesus do? I'll take the "Jesus did it" package please.
3) Does a pastor's credibility decline if he is making millions from his ministry? I am not one to say that wealth does or doesn't have an impact on a pastor's credibility, but I'd love to get other perspectives on the issue. I became a bit nervous when I heard TD Jakes refer to Jesus as a "product." Are you serious? Well, I guess I can buy Jesus in Walmart, so that would pretty much confirm what the pastor is saying. But when I buy Jesus in Walmart, am I getting the real spirit of Jesus or an idolatrous representation of American capitalism? TD Jakes is good at what he does, so I am sure he has a good answer for that.
4) Should there be transparency in where the money goes? Creflo Dollar, who was under investigation by the Senate Finance Committee, has refused to release any financial information to the public. Why not? Shouldn't his parishioners have access to that information? One of the fundamentals of good government is the idea of transparency. If there is nothing to hide, then we usually don't go out of our way to hide it.
5) Does it make sense for an incredibly wealthy pastor to drive through poverty to get to his church? There is a sense that those who are considered to be the royalty among us have a God-given right to live a life that the rest of us can't afford: President Obama is expected to get into Air Force One, and the Queen of England is expected to ride in the back of a Rolls Royce. But it's hard to reconcile the idea that a pastor should be riding in private jets when there are starving souls in his congregation who could use financial support. Is it simply a matter of forgetting that the starving man exists? Pastors are, however, human like the rest of us, and most Americans waste resources without consideration for those who could use them. But then again, if pastors can't be held to a higher standard, then why do we put them on a higher platform?
6) Does giving more money to your church increase your chances of having prosperity either spiritually or economically? I'm not so sure. It would seem to me that acts of kindness toward others go farther than a bigger donation to the church. But of course, your pastor may not agree. The problem is that you may not be able to trust him/her to give you an honest answer, since it is not in his financial interest to do so.
7) How much "Prosperity Gospel" is rooted in American capitalism and the relative poverty of black people? America is an incredibly materialistic country, and we've gotten more materialistic over the past 30 years. Christmas is more about Playstations than Jesus, and even "Black Friday" has people sitting outside the store for 12 hours at a time. It is only inevitable that this materialistic culture would spread to the church, and given that black folks have never had much money, a great sell for spirituality would be one that links right back to money. Let's be clear: much of this focus on economic prosperity appears to be man-made, and there is little or no evidence that this financial mandate comes from a higher power. So, if you want a little extra "cheese" in your bank account, that's natural. Just don't try to convince yourself that God told you to do it.
Most of us have heard this phrase from Matthew 19:24: "Again I tell you, it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God."
I am sure that nearly every preacher of prosperity gospel has put together a long list of loopholes to avoid this damning statement, but in some cases, the simplest solution is the most correct. While we know that most black pastors attempt to be forthright when serving the community, the truth is that there are pimps among us. At the end of the day, a pimp is going to use extra words to control your mind, so sometimes it is best to tell the pimp to stop talking so you can figure things out for yourself. To allow your pastor to explain why his approach works best is like using crack in order to see if it's actually good for you.
My advice: Think on your own about prosperity gospel and don't let a wealthy pastor explain it to you. If your heart tells you it's OK, then maybe it is. Personally, I'll be giving my money to the poor.
Dr. Boyce Watkins is a Finance Professor at Syracuse University and author of the book, "Black American Money." To have Dr. Boyce commentary delivered to your email, please click here. 

Comments: (56)
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By: Mike on 11/29/2009 6:16PM
Prosperity gospel? Isn't that some simpleminded cliche the white media created to keep you folks confused? I guess a PK would think this is a legitimate question but for the life of me, I don't see any legitimacy to your question. So you worship a god who's cursed you? Isn't that what your dad and other preachers have told their black congregations? Answer that - christians don't lie right? I'll be glad when you superstitious folk can take your head out of the clouds and deal with reality. Your people are dying all around you and you're having these thoughts? No wonder you're so screwed.
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By: monique on 11/29/2009 7:01PM
You obviously went to community college at best, since your comment makes absolutely no damn sense.
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By: Trudy on 12/02/2009 5:40PM
You are the epitome of ignorance and your comment really shows just how ignorant you are. You have got to be from Mars, or Pluto one because you are not even in the ballpark as to what this man has written. Hey wake up and join the real world will you.
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By: Lydia Crandell on 12/03/2009 8:51PM
Excuse me. Who is YOU FOLKS! Aren't you black too or are you masquarding as a "Want to be White." The questions and comments that were talked about in the article are legitimate questions. I know that in this day and age you'd better believe in some type of higher being and stop pointing fingers, but try to have a better understanding. I agree we need to help ourselves, but pointing fingers and make degrading remarks will not do it.
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By: Mike on 11/29/2009 6:36PM
Hey - don't get me wrong. I love black people and I know that vast majority of you are religious (Christian or Islam). Those 2 religions have been used for appx 2000 yrs to enslave and kill Africans & diaspora. Did you know that? The USA has always been a capitalist system - which means $$$$ is required to live here. Of course, the white man set up a system that was to train all African Americans to think "I can be happy with nothing so long as I got my lord". Hey, I always thought that was the coward's way out. Some people think you black preachers are little more than pimps praying on the insecurities and fears of a largely black, female audience. These same people say "the preacher's screwing everything in the church". Man, my peeps are so lost and out of focus with no solid foundation. Today's black people are the worst black people in our history IMO. They're so pacified, scared and confused. You folks might as well bend over with the vaseline if you can't do any better than this. It's shameful and depressingly sad.
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By: Lydia Crandell on 12/03/2009 8:51PM
Where some of your comments are very slightly true, most of them miss the mark, read up a little more before you start quoting black history. You are entitled to your opinion, but you really need some help.
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By: llb on 11/29/2009 8:01PM
TRUE SOME PASTORS HAVE MESSED THIS THING UP BUT NOT ALL PASTORS ARE PIMPS.IT'S EASY TO SEE THE FLASHY,BIG TIME PREACHERS BUT I CAN TELL YOU THAT SOME OF US REALLY CARE ABOUT THE SPIRITUAL MORESO THAN THE $$$$$.IF YOU LOOK AT THE CATHOLIC CHURCH,VERY GIVING.THEY FEED THE POOR,SUPORT HOMELESS SHELTER ECT..BUT WHEN IT COMES DOWN TO PIMPING THE PEOPLE.NUNS LIVE IN POVERTY,PRIEST LIVE LIKE KINGS.A FRIEND OF MINE WHO IS THE POSTER BOY FOR THE CATHOLIC CHURCH SAID THAT THEY WERE ASK TO GIVE MORE TO HELP PAY THE SETTLEMENTS.
YOU KNOW WHAT I MEAN.SO BEFORE YOU JUDGE, LOOK AT THE FULL STORY AND NOT JUST THE PREACHERS IN THE LIME LIGHT.................
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By: sammy on 11/30/2009 11:57PM
Lern some internet manners and stop typing in caps.
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By: Trudy on 12/02/2009 5:39PM
Your answer looks like you are taking up for all the so-called pastors who are fleecing their flocks. Who needs to compare one Wolf to another Wolf when they are both Wolves? You need to reread the article so you can understand that These so-called preachers who live large and don't care about their congregations are and have the same mentality that the Pimps Do. Wheter he/she is Catholic or Prostestant it really doesn't matter, they are both WRONG AND UNGODLY! ALL JESUS CAME TO EARTH TO DO WAS TO SAVE MANKIND FROM HIS SINS BY SHOWING MAN HOW TO REPENT AND TO SEEK FIRST HIS FATHERS' KINGDOM SO THAT MANKIND COULD ONE DAY BE ABLE TO OBTAIN, AND GAIN GODLINESS. THAT IS ALL JESUS CAME FOR BOTTOM LINE!! THAT'S IT. MATTHEW 6:33; ST. JOHN 3:16; II PETER 3:9
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By: Willie Carr, Jr. on 11/29/2009 9:55PM
First of all Dr. Watkins, I truly respect and admire you, and you do raise some provacative questions that many, myself included, have had at one time. Over 30 years ago I was led to watch a minister on tv. I say "led" because it was at a time that I was no longer attending church regularly, and I was a true skeptic. I saw this black man preaching, and my first thoughts were "Father Divine", "Daddy Grace", or Rev. Ike, and that gave me many negative conotations. In fact I felt their theme songs should have been the Ojay's hit "Money, money, money". Anyway I flipped on by this minister, looking for something worthwhile to watch, a news program, a good cartoon or something, but I kept getting back to this minister. About the 3rd time this happened I left it there for about the last 10 mins. of the program. I noticed a few things. First of all he was actually reading from the bible, and not screaming, shouting, entertaining, talking loud and saying nothing. He encouraged everyone to open their bibles to read for themselves to be sure he was telling the truth, and to make sure he did not make a mistake and misquote the scriptures. To me that was new. The fact is that even now, people have seen me carrying a bible into church, and assumed I must be a minister. It strikes me as strange that people would never think of going to a science class, or a math class, or finance, or any other class without the proper book, or source material, but they think nothing of going to church without bibles, and then get indignant when they hear something that they've never heard before. Still they won't look in the bible to disprove what they've heard, they'll refer to someone they respect who had never taught that before. I guess I'm different. I did look it up, and lo and behold, it was in the bible, time and time again. Iwas not as well versed inthe bible as I now am, and I still have much more to learn, but back then, I turned to my dad because he was extremely well versed in the bible. I asked him to watch this minister who actually taught from the bible for an hour each week, with no singing, no screaming, no shouting. After a few weeks I asked my dad his opinion. His reply still resonates with me. He said " Son, I feel like someone has turned on a light in a darkened room the way he teaches so clearly". I've been watching him on tv and now online, reading his materials, listening to his tapes,and CD's, and seeing him in person whenever I am able. Last year 2008 I was blessed to attend service in his sanctuary, The Faithdome in Los Angeles, CA. I met and spoke briefly with Apostle Fred Price and his lovely wife Dr. Betty Price. I told them how his teachings had changed my life profoundly for the better, particularly the best, most informative series I've ever heard taught anywher by anyone entitled "Race, Religion & Racism". I meant it when I told him I wish it could be in every church library, school library, and public library. This man has an annointing for "teaching" God's Word. He has been criticized by many, and even lied about by ABC's 20/20 News Program, but he has not tauught ANYTHING in the over 30 years that I've been watching and recording him on audio tape, VHS, and DVD's, that cannot be substantiated in the bible. For years he never even mentioned money, but even when he did, he told viewers their tithes were to go to the church that they fellowshipped in, not to him. He impressed me when he explained that offerings that one might wish to send to his out reach ministry would be used to keep his program on in the area the money came from. He also stated that if his teaching did not bless the viewer, they should send their offerings to whoever blessed them. Yes he teaches faith and prosperity, as Billy Graham teaches salvation, but he backs up everything he teaches with scripture. Many people, including ministers don't know that the bible, which believers accept as the Word of God, teaches far more about God's people obtaining wealth than being poor.They call Jesus a poor man, and encourage us to be like Him. How many poor men do you know who need a treasurer? Read the scriptures! Judas was the treasurer. He stole from the money purse for 3 years. There must have been a substantial ammount or it would have been obvious to all the desciples.They point out that poor old Jesus road a donkey, but they overlook the fact that the multitudes walked, so at that time a donkey might have been considered like a Rolls Royce today.Many ministers still recite "The Lord giveth and the Lord taketh, blessed be the name of the Lord", as if those were God's Words. The fact is that statement was made by Job, and he was in error and spoke it out of ignorance because he thought he was being tested by God, when it was Satan's work. Ministers quote "Cleanliness is next to Godliness" and "God don't put no more on you than you can bear", as if it is scripture, when in fact it is not. God's Word teaches that"My people are destroyed for lack of knowledge". That has never been more evident than today. For those who have a hang up about ministers living an affluent lifestyle, do some diligent reasearch. Find out what the church actually does with the money it takes in. Apostle Price freely tells that he gets a salary from his church, and he gets income from books he's written, from honorariums he gets when he travels the world teaching, but all money that comes in from the Ever Increasing Faith television program are used to maintain the many tv stations that broadcast it. Also, since I'm sure I've already written far more than I'm supposed to, I'd ask this, would our fathers, if they truly love us, or those of us who are fathers or father figures, would we want anything less than the best for our children? If not, why would we think God, our heavenly Father, would want us to have less than the pimps and pushers? We know they get theirs illegally, by pushing death on our people, but we still get more angry at a pastor, or teacher who is preaching, and teaching life, whose church feeds the hungry, and clothing the poor, and we assume he must be doing wrong if he is prosperous. Don't get me wrong, there are those who need to be exposed, and I'm all for weeding them out and exposing them. Just don't smear them all with the same brush. White folks have done that for years, blaming all blacks for the actions of an ignorant few. Dr. Watkins I hope that nothing I've said offends you, and please don't take anything personally.I love my people as much as you do, and I love your boldness. I too am somewhat bold, especially if I believe passionately in what I'm speaking of, as I do about this. May you continue to prosper and be in good health, and may you always speak truth to power. Maybe someday, our paths will cross and we can chat more on this subject, no matter how briefly. I'm not a scholar, or educator, and I am not an affluent person, so that is not likely, and while I don't know what the future holds, I know who holds the future. TO GOD BE THE GLORY!
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