One out of four Americans plans to make New Year's resolutions about money, according to a new survey from Sallie Mae
. According to Sallie Mae, 21 percent of consumers want to save more cash. If you could stand to bolster your bank account, here are four ways to save more money and help you keep more of your hard-earned dollars in 2011:
1. Join a membership organization
Of all my tips to help you save money, joining a membership organization can be incredibly effective and easy. For example, AAA members get discounts
on everything from hotel stays to passport photos. People 50 and older can join AARP and receive benefits
ranging from reduced rates on health and life insurance to savings on shopping, dining, travel and more. Even professional organizations and civic groups offer various financial perks to their members.
2. Extend the life of your car
I know that Beyonce recently reportedly bought Jay-Z a $2 million sports car
, but chances are you're not such a high roller. Still, if you were contemplating buying a new or used car in 2011, that could cost you thousands of dollars in new car payments, more expensive car insurance and more. Instead, save yourself big bucks by extending the life of your current car -- one of the most important ways to save more money.
With today's technology, it's not uncommon for cars built in the year 2000 or later to be able to log 150,000 to 200,000 miles. "Routine vehicle maintenance is the best way to keep your car running," says Jeff Santana, manager of the AAA Car Care Center in Springfield, N.J. "Regular trips to your mechanic can mean the difference between tens of thousands of miles in your car's life."